Auto Policy Coverage

The ERIE's Pioneer Family Auto Insurance Policy offers a complete line of quality coverages to meet your auto insurance needs. The amount of the coverage depends on the limits of coverage you purchase.
  • Bodily Injury Liability: Covers your legal liability for bodily injury claims brought against you.
  • Property Damage Liability: Covers your legal liability for property damage claims brought against you.
  • Medical Payments: Covers the medical expenses sustained by you, resident relatives and other people in your auto as the result of an accident.*
  • Uninsured/Underinsured MotoristsProvides when you are injured in an accident caused by another person who is either has no insurance or not enough insurance to cover your damages. Some states require your underinsured motorist coverage to exceed the responsible party's liability limits for the coverage to apply. Some states that this coverage also include property damage.
  • Comprehensive: Pays for damage to your autos and its equipment not caused by collision or upset.
  • Collision: Pays:  for damage to your auto and its equipment caused by collision or upset.

*See specific coverages for each state:
Medical Expenses in VA
Personal Injury Protection in DC, MD and NY
First Party Benefits in PA