Value & Discounts

The ERIES's founding purpose, "to provide its Policyholders with as near perfect protection, as near perfect service, as it is humanly possible, and to do so at the lowest possible cost," is as true now as it was when the company was founded in 1925. We are committed to keeping your auto rates low as possible by keeping our overhead low and carefully evaluating all applicants. We further reduce your rates by offering numerous discounts, which include:

  • Multi-Car discount
  • Age 55 or over discount
  • Passive restraints discount
  • Anti-theft devices discount
  • Anti-lock brakes discount
  • Multi-policy discount (not available in D.C.)

ERIE's Customer Incentive Program guarantees your auto rates will not be surcharged under the following circumstances:

  • First Accident Forgiveness Plan – The ERIE will not surcharge an auto policy written through our preferred plan in the event of a first "at-fault" accident (a waiting period may apply in certain states).
Long-term customers are rewarded with:
  • Feature 15 – After a Policyholder’s auto policy has been in force for 15 years, The ERIE will never surcharge for an at-fault accident again.
Conscientious, claims-free drivers also receive:
  • Pioneer Experience Rating Credit (PERC) – An additional discount for long-term, claims-free